YEARLY HIGH
3.4531 HRK
YEARLY LOW
3.0668 HRK
YEARLY AVERAGE
3.2715 HRK

2022 FJD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the FJD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on August 14, valuing the pair at 3.4531. Conversely, the yearly low was recorded on February 7, dropping to 3.0668.

This high-to-low spread represents a total annual volatility of 0.3863 HRK. From a start-to-finish perspective, comparing the January average rate of 3.1202 to the December average rate of 3.2270, the exchange rate registered a net change of 3.42% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 3.4531 was up 8.97% compared to the 2021 peak of 3.1688, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 17,265 HRK
2021 Average 15,389 HRK
Yearly Trough Low 15,334 HRK
Transaction Impact: A difference of 1,931.72 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

3.4029
3.0840
JanuMarcMayJulySeptNove

FJD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.2251, compared to 3.3178 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0927 points.

H1 Avg (Jan–Jun) 3.2251
H2 Avg (Jul–Dec) 3.3178

Volatility Range Comparison

Volatility

The most volatile month in 2022 was August, with a trading range of 0.1190 HRK (High: 3.4531 / Low: 3.3341). On the other end, June was the most stable month, with a tight range of 0.0630 HRK (High: 3.2970 / Low: 3.2339).

August Spread (Volatile) ±0.1190
June Spread (Stable) ±0.0630

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0591 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0591

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2022: 3.3763) against the same month in 2021 (average: 3.0434), the exchange rate shifted by +0.3330 (+10.94%).

2022 Avg (August) 3.3763
2021 Avg (August) 3.0434

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.1620 3.0904 3.1202
February 3.1771 3.0668 3.1106
March 3.3125 3.1974 3.2673
April 3.3346 3.2710 3.3021
May 3.3365 3.2417 3.2785
June 3.2970 3.2339 3.2721
July 3.3736 3.2748 3.3372
August 3.4531 3.3341 3.3763
September 3.3967 3.3169 3.3622
October 3.3440 3.2762 3.3181
November 3.3450 3.2511 3.2861
December 3.2666 3.1714 3.2270