YEARLY HIGH
3.1150 HRK
YEARLY LOW
2.9390 HRK
YEARLY AVERAGE
3.0181 HRK

2018 FJD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the FJD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 12, valuing the pair at 3.1150. Conversely, the yearly low was recorded on March 27, dropping to 2.9390.

This high-to-low spread represents a total annual volatility of 0.1760 HRK. From a start-to-finish perspective, comparing the January average rate of 3.0159 to the December average rate of 3.0662, the exchange rate registered a net change of 1.67% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 3.1150 was down 9.63% compared to the 2017 peak of 3.4468, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 15,575 HRK
2017 Average 16,060 HRK
Yearly Trough Low 14,695 HRK
Transaction Impact: A difference of 879.97 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

3.0992
2.9502
JanuMarcMayJulySeptNove

FJD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.9972, compared to 3.0389 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0418 points.

H1 Avg (Jan–Jun) 2.9972
H2 Avg (Jul–Dec) 3.0389

Volatility Range Comparison

Volatility

The most volatile month in 2018 was May, with a trading range of 0.1183 HRK (High: 3.0753 / Low: 2.9570). On the other end, April was the most stable month, with a tight range of 0.0478 HRK (High: 2.9891 / Low: 2.9413).

May Spread (Volatile) ±0.1183
April Spread (Stable) ±0.0478

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0479 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0479

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2018: 3.0868) against the same month in 2017 (average: 3.1011), the exchange rate shifted by -0.0143 (-0.46%).

2018 Avg (November) 3.0868
2017 Avg (November) 3.1011

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.0546 2.9742 3.0159
February 3.0176 2.9526 2.9841
March 3.0015 2.9390 2.9702
April 2.9891 2.9413 2.9626
May 3.0753 2.9570 3.0073
June 3.0746 3.0027 3.0430
July 3.0392 2.9842 3.0162
August 3.0888 3.0209 3.0499
September 3.0373 2.9684 3.0020
October 3.0633 2.9690 3.0126
November 3.1150 3.0206 3.0868
December 3.1129 3.0184 3.0662