2012 HRK to GYD Historical Review

YEARLY HIGH

36.1904 GYD

YEARLY LOW

32.7861 GYD

YEARLY AVERAGE

34.6868 GYD

2012 HRK to GYD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to GYD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 30, valuing the pair at 36.1904. Conversely, the yearly low was recorded on July 24, dropping to 32.7861.

This high-to-low spread represents a total annual volatility of 3.4043 GYD. From a start-to-finish perspective, comparing the January average rate of 34.6587 to the December average rate of 35.2660, the exchange rate registered a net change of 1.75% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 36.1904 was down 13.00% compared to the 2011 peak of 41.5967, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 180,952 GYD

2011 Average 190,988 GYD

Yearly Trough Low 163,931 GYD

Transaction Impact: A difference of 17,021.65 GYD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

35.8044

33.0822

JanuMarcMayJulySeptNove

HRK to GYD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 34.8892, compared to 34.4843 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4049 points.

H1 Avg (Jan–Jun) 34.8892

H2 Avg (Jul–Dec) 34.4843

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 2.4507 GYD (High: 35.8024 / Low: 33.3517). On the other end, November was the most stable month, with a tight range of 0.7666 GYD (High: 34.8886 / Low: 34.1220).

May Spread (Volatile) ±2.4507

November Spread (Stable) ±0.7666

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1.1007 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -1.1007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2012: 35.5775) against the same month in 2011 (average: 38.9165), the exchange rate shifted by -3.3390 (-8.58%).

2012 Avg (March) 35.5775

2011 Avg (March) 38.9165

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	35.4686	33.8206	34.6587
February	36.0955	34.7793	35.3845
March	36.1904	34.9854	35.5775
April	36.1817	35.2924	35.5608
May	35.8024	33.3517	34.4602
June	34.4622	33.1387	33.6935
July	34.2471	32.7861	33.3090
August	34.2200	33.0889	33.6104
September	36.1092	34.1612	35.2367
October	35.6083	34.5984	35.0331
November	34.8886	34.1220	34.4505
December	35.6553	34.7891	35.2660