YEARLY HIGH
31.1026 GYD
YEARLY LOW
28.7222 GYD
YEARLY AVERAGE
30.0435 GYD

2024 HRK to GYD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HRK to GYD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 13, valuing the pair at 31.1026. Conversely, the yearly low was recorded on December 18, dropping to 28.7222.

This high-to-low spread represents a total annual volatility of 2.3804 GYD. From a start-to-finish perspective, comparing the January average rate of 30.2964 to the December average rate of 29.0631, the exchange rate registered a net change of -4.07% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 31.1026 was down 0.70% compared to the 2023 peak of 31.3222, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 155,513 GYD
2023 Average 150,846 GYD
Yearly Trough Low 143,611 GYD
Transaction Impact: A difference of 11,902.05 GYD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

31.0274
28.8846
JanuMarcMayJulySeptNove

HRK to GYD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 30.0232, compared to 30.0637 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0404 points.

H1 Avg (Jan–Jun) 30.0232
H2 Avg (Jul–Dec) 30.0637

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 1.4352 GYD (High: 30.3569 / Low: 28.9217). On the other end, February was the most stable month, with a tight range of 0.4700 GYD (High: 30.2061 / Low: 29.7361).

November Spread (Volatile) ±1.4352
February Spread (Stable) ±0.4700

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.7699 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.7699

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2024: 30.1930) against the same month in 2023 (average: 29.9375), the exchange rate shifted by +0.2555 (+0.85%).

2024 Avg (March) 30.1930
2023 Avg (March) 29.9375

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 30.7575 29.9534 30.2964
February 30.2061 29.7361 29.9819
March 31.1026 29.8762 30.1930
April 30.1819 29.4899 29.7718
May 30.2489 29.7719 30.0180
June 30.2831 29.5989 29.8783
July 30.3633 29.8144 30.1222
August 31.0856 29.9288 30.5791
September 31.0812 30.5657 30.8488
October 30.6831 29.9074 30.2693
November 30.3569 28.9217 29.4994
December 29.4007 28.7222 29.0631