YEARLY HIGH
31.8846 GYD
YEARLY LOW
26.6528 GYD
YEARLY AVERAGE
29.2748 GYD

2022 HRK to GYD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to GYD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 13, valuing the pair at 31.8846. Conversely, the yearly low was recorded on September 27, dropping to 26.6528.

This high-to-low spread represents a total annual volatility of 5.2318 GYD. From a start-to-finish perspective, comparing the January average rate of 31.4693 to the December average rate of 29.3756, the exchange rate registered a net change of -6.65% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 31.8846 was down 6.59% compared to the 2021 peak of 34.1325, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 159,423 GYD
2021 Average 164,322 GYD
Yearly Trough Low 133,264 GYD
Transaction Impact: A difference of 26,159.21 GYD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

31.9041
26.9065
JanuMarcMayJulySeptNove

HRK to GYD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 30.3538, compared to 28.1959 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.1578 points.

H1 Avg (Jan–Jun) 30.3538
H2 Avg (Jul–Dec) 28.1959

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 1.8981 GYD (High: 28.9082 / Low: 27.0101). On the other end, December was the most stable month, with a tight range of 0.7268 GYD (High: 29.7113 / Low: 28.9844).

November Spread (Volatile) ±1.8981
December Spread (Stable) ±0.7268

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.0538 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -1.0538

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2022: 31.4693) against the same month in 2021 (average: 33.6696), the exchange rate shifted by -2.2003 (-6.53%).

2022 Avg (January) 31.4693
2021 Avg (January) 33.6696

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 31.8846 30.9274 31.4693
February 31.8518 30.9541 31.4876
March 30.8312 29.9942 30.4339
April 30.6210 29.0017 29.9764
May 29.8290 28.8559 29.3535
June 29.8856 28.9803 29.4018
July 28.9930 27.8988 28.3652
August 28.7442 27.6681 28.2123
September 28.1661 26.6528 27.5540
October 27.7764 26.9420 27.3230
November 28.9082 27.0101 28.3454
December 29.7113 28.9844 29.3756