2013 HRK to GYD Historical Review

YEARLY HIGH

37.2586 GYD

YEARLY LOW

34.1713 GYD

YEARLY AVERAGE

35.5828 GYD

2013 HRK to GYD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HRK to GYD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 37.2586. Conversely, the yearly low was recorded on March 27, dropping to 34.1713.

This high-to-low spread represents a total annual volatility of 3.0872 GYD. From a start-to-finish perspective, comparing the January average rate of 35.5809 to the December average rate of 36.9108, the exchange rate registered a net change of 3.74% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 37.2586 was up 2.95% compared to the 2012 peak of 36.1904, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 186,293 GYD

2012 Average 173,412 GYD

Yearly Trough Low 170,857 GYD

Transaction Impact: A difference of 15,436.20 GYD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

37.1380

34.4116

JanuMarcMayJulySeptNove

HRK to GYD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 35.2076, compared to 35.9579 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.7503 points.

H1 Avg (Jan–Jun) 35.2076

H2 Avg (Jul–Dec) 35.9579

Volatility Range Comparison

Volatility

The most volatile month in 2013 was February, with a trading range of 1.6079 GYD (High: 36.5092 / Low: 34.9013). On the other end, August was the most stable month, with a tight range of 0.5934 GYD (High: 35.9908 / Low: 35.3974).

February Spread (Volatile) ±1.6079

August Spread (Stable) ±0.5934

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.0500 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.0500

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 36.9108) against the same month in 2012 (average: 35.2660), the exchange rate shifted by +1.6448 (+4.66%).

2013 Avg (December) 36.9108

2012 Avg (December) 35.2660

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	36.2344	34.9467	35.5809
February	36.5092	34.9013	35.6888
March	34.9417	34.1713	34.6388
April	35.0073	34.2404	34.7313
May	35.2618	34.4471	34.8736
June	36.4008	34.9037	35.7324
July	35.7583	34.6872	35.2919
August	35.9908	35.3974	35.7855
September	36.0359	35.0828	35.5822
October	36.6011	35.8518	36.2238
November	36.8604	35.5150	35.9532
December	37.2586	36.6234	36.9108