YEARLY HIGH
31.3222 GYD
YEARLY LOW
29.1175 GYD
YEARLY AVERAGE
30.1679 GYD

2023 HRK to GYD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2023

During 2023, the HRK to GYD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 18, valuing the pair at 31.3222. Conversely, the yearly low was recorded on October 2, dropping to 29.1175.

This high-to-low spread represents a total annual volatility of 2.2047 GYD. From a start-to-finish perspective, comparing the January average rate of 30.0274 to the December average rate of 30.3601, the exchange rate registered a net change of 1.11% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2023 high of 31.3222 was down 1.76% compared to the 2022 peak of 31.8846, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 156,611 GYD
2022 Average 146,308 GYD
Yearly Trough Low 145,587 GYD
Transaction Impact: A difference of 11,023.54 GYD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2023.

30.9358
29.1826
JanuMarcMayJulySeptNove

HRK to GYD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 30.2617, compared to 30.0740 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1877 points.

H1 Avg (Jan–Jun) 30.2617
H2 Avg (Jul–Dec) 30.0740

Volatility Range Comparison

Volatility

The most volatile month in 2023 was January, with a trading range of 1.3413 GYD (High: 30.5889 / Low: 29.2476). On the other end, October was the most stable month, with a tight range of 0.5200 GYD (High: 29.6375 / Low: 29.1175).

January Spread (Volatile) ±1.3413
October Spread (Stable) ±0.5200

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.6629 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.6629

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2023: 30.7897) against the same month in 2022 (average: 28.3652), the exchange rate shifted by +2.4244 (+8.55%).

2023 Avg (July) 30.7897
2022 Avg (July) 28.3652

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 30.5889 29.2476 30.0274
February 30.8317 29.5163 29.9590
March 30.5303 29.4510 29.9375
April 31.0243 30.2617 30.7468
May 31.0643 30.0049 30.4726
June 30.8518 30.0146 30.4271
July 31.3222 30.4219 30.7897
August 30.5857 29.9681 30.3011
September 30.0113 29.2011 29.6382
October 29.6375 29.1175 29.3287
November 30.5320 29.3981 30.0263
December 30.8877 29.9089 30.3601