2014 HRK to GYD Historical Review

YEARLY HIGH

37.5816 GYD

YEARLY LOW

32.7227 GYD

YEARLY AVERAGE

35.7375 GYD

2014 HRK to GYD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to GYD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 17, valuing the pair at 37.5816. Conversely, the yearly low was recorded on December 31, dropping to 32.7227.

This high-to-low spread represents a total annual volatility of 4.8588 GYD. From a start-to-finish perspective, comparing the January average rate of 36.7002 to the December average rate of 33.1600, the exchange rate registered a net change of -9.65% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 37.5816 was up 0.87% compared to the 2013 peak of 37.2586, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 187,908 GYD

2013 Average 177,914 GYD

Yearly Trough Low 163,614 GYD

Transaction Impact: A difference of 24,294.19 GYD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

37.4541

32.7696

JanuMarcMayJulySeptNove

HRK to GYD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 36.8960, compared to 34.5789 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.3171 points.

H1 Avg (Jan–Jun) 36.8960

H2 Avg (Jul–Dec) 34.5789

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 1.4238 GYD (High: 35.3335 / Low: 33.9097). On the other end, June was the most stable month, with a tight range of 0.4961 GYD (High: 37.0494 / Low: 36.5533).

September Spread (Volatile) ±1.4238

June Spread (Stable) ±0.4961

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 1.0895 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.0895

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2014: 37.0490) against the same month in 2013 (average: 34.6388), the exchange rate shifted by +2.4102 (+6.96%).

2014 Avg (March) 37.0490

2013 Avg (March) 34.6388

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	37.0649	36.3026	36.7002
February	37.0984	36.0004	36.6915
March	37.5816	36.5937	37.0490
April	37.3946	36.6897	37.0607
May	37.5684	36.6730	37.0637
June	37.0494	36.5533	36.8111
July	36.9857	35.8741	36.4171
August	36.0540	35.2946	35.7566
September	35.3335	33.9097	34.6671
October	34.2898	33.4603	33.9207
November	33.8557	33.3322	33.5521
December	33.6962	32.7227	33.1600