2026 HRK to GYD Historical Review

YEARLY HIGH

33.3372 GYD

YEARLY LOW

31.5193 GYD

YEARLY AVERAGE

32.2403 GYD

2026 HRK to GYD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to GYD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 33.3372. Conversely, the yearly low was recorded on June 25, dropping to 31.5193.

This high-to-low spread represents a total annual volatility of 1.8178 GYD. From a start-to-finish perspective, comparing the January average rate of 32.5743 to the December average rate of 31.9798, the exchange rate registered a net change of -1.83% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 33.3372 was up 1.13% compared to the 2025 peak of 32.9660, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 166,686 GYD

2025 Average 156,951 GYD

Yearly Trough Low 157,597 GYD

Transaction Impact: A difference of 9,089.07 GYD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

32.9277

31.5890

JanuMarcMayJuly

HRK to GYD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 32.3737, compared to 31.8402 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.5335 points.

H1 Avg (Jan–Jun) 32.3737

H2 Avg (Jul–Dec) 31.8402

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 1.1381 GYD (High: 33.3372 / Low: 32.1991). On the other end, August was the most stable month, with a tight range of 0.1187 GYD (High: 32.0353 / Low: 31.9166).

January Spread (Volatile) ±1.1381

August Spread (Stable) ±0.1187

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.7346 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.7346

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 32.5743) against the same month in 2025 (average: 28.7355), the exchange rate shifted by +3.8389 (+13.36%).

2026 Avg (January) 32.5743

2025 Avg (January) 28.7355

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	33.3372	32.1991	32.5743
February	33.1657	32.6373	32.8161
March	32.6022	31.6982	32.0815
April	32.7838	31.9020	32.4506
May	32.5530	32.2794	32.3657
June	32.3324	31.5193	31.9539
July	31.8366	31.5813	31.7006
August	32.0353	31.9166	31.9798