2015 HRK to GYD Historical Review

YEARLY HIGH

32.6129 GYD

YEARLY LOW

28.4798 GYD

YEARLY AVERAGE

30.0839 GYD

2015 HRK to GYD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to GYD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 32.6129. Conversely, the yearly low was recorded on March 15, dropping to 28.4798.

This high-to-low spread represents a total annual volatility of 4.1332 GYD. From a start-to-finish perspective, comparing the January average rate of 31.2892 to the December average rate of 29.3788, the exchange rate registered a net change of -6.11% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 32.6129 was down 13.22% compared to the 2014 peak of 37.5816, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 163,065 GYD

2014 Average 178,660 GYD

Yearly Trough Low 142,399 GYD

Transaction Impact: A difference of 20,665.76 GYD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

31.5072

28.8914

JanuMarcMayJulySeptNove

HRK to GYD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 30.2256, compared to 29.9421 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2834 points.

H1 Avg (Jan–Jun) 30.2256

H2 Avg (Jul–Dec) 29.9421

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 2.6118 GYD (High: 32.6129 / Low: 30.0011). On the other end, February was the most stable month, with a tight range of 0.4242 GYD (High: 30.6628 / Low: 30.2387).

January Spread (Volatile) ±2.6118

February Spread (Stable) ±0.4242

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 1.2646 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.2646

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 31.2892) against the same month in 2014 (average: 36.7002), the exchange rate shifted by -5.4110 (-14.74%).

2015 Avg (January) 31.2892

2014 Avg (January) 36.7002

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	32.6129	30.0011	31.2892
February	30.6628	30.2387	30.4520
March	30.1894	28.4798	29.2823
April	30.4209	28.8462	29.3259
May	31.3632	29.6902	30.4598
June	30.8605	29.7767	30.5442
July	30.3445	29.3983	29.9118
August	31.5119	29.6458	30.3619
September	30.9863	30.1236	30.5169
October	30.9501	29.6569	30.3740
November	29.9675	28.5326	29.1094
December	29.7034	28.6376	29.3788