2019 HRK to GYD Historical Review

YEARLY HIGH

32.5730 GYD

YEARLY LOW

30.7472 GYD

YEARLY AVERAGE

31.5331 GYD

2019 HRK to GYD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to GYD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 9, valuing the pair at 32.5730. Conversely, the yearly low was recorded on September 26, dropping to 30.7472.

This high-to-low spread represents a total annual volatility of 1.8258 GYD. From a start-to-finish perspective, comparing the January average rate of 32.1205 to the December average rate of 31.1758, the exchange rate registered a net change of -2.94% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 32.5730 was down 6.75% compared to the 2018 peak of 34.9312, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 162,865 GYD

2018 Average 165,811 GYD

Yearly Trough Low 153,736 GYD

Transaction Impact: A difference of 9,128.77 GYD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

32.2306

30.9092

JanuMarcMayJulySeptNove

HRK to GYD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 31.8365, compared to 31.2298 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.6067 points.

H1 Avg (Jan–Jun) 31.8365

H2 Avg (Jul–Dec) 31.2298

Volatility Range Comparison

Volatility

The most volatile month in 2019 was June, with a trading range of 0.8597 GYD (High: 32.1893 / Low: 31.3296). On the other end, May was the most stable month, with a tight range of 0.3673 GYD (High: 31.7686 / Low: 31.4013).

June Spread (Volatile) ±0.8597

May Spread (Stable) ±0.3673

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2019. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.3343 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.3343

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 32.1205) against the same month in 2018 (average: 33.9827), the exchange rate shifted by -1.8622 (-5.48%).

2019 Avg (January) 32.1205

2018 Avg (January) 33.9827

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	32.5730	31.7385	32.1205
February	32.2596	31.7933	31.9874
March	32.1585	31.5257	31.7764
April	31.9102	31.5114	31.6649
May	31.7686	31.4013	31.5798
June	32.1893	31.3296	31.8896
July	32.0552	31.2702	31.7030
August	31.6777	31.0606	31.3858
September	31.2439	30.7472	31.0515
October	31.3242	30.7614	31.0433
November	31.2730	30.8812	31.0193
December	31.5350	30.9342	31.1758