YEARLY HIGH
4.2531 NIO
YEARLY LOW
3.8074 NIO
YEARLY AVERAGE
4.0240 NIO

2012 HRK to NIO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to NIO exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 4.2531. Conversely, the yearly low was recorded on July 24, dropping to 3.8074.

This high-to-low spread represents a total annual volatility of 0.4457 NIO. From a start-to-finish perspective, comparing the January average rate of 3.9318 to the December average rate of 4.1985, the exchange rate registered a net change of 6.78% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 4.2531 was down 5.13% compared to the 2011 peak of 4.4830, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 21,266 NIO
2011 Average 20,472 NIO
Yearly Trough Low 19,037 NIO
Transaction Impact: A difference of 2,228.50 NIO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

4.2319
3.8311
JanuMarcMayJulySeptNove

HRK to NIO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.9969, compared to 4.0511 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0542 points.

H1 Avg (Jan–Jun) 3.9969
H2 Avg (Jul–Dec) 4.0511

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.2975 NIO (High: 4.1220 / Low: 3.8245). On the other end, April was the most stable month, with a tight range of 0.0645 NIO (High: 4.1285 / Low: 4.0640).

May Spread (Volatile) ±0.2975
April Spread (Stable) ±0.0645

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1269 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1269

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 4.1985) against the same month in 2011 (average: 4.0217), the exchange rate shifted by +0.1768 (+4.40%).

2012 Avg (December) 4.1985
2011 Avg (December) 4.0217

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.0157 3.8589 3.9318
February 4.1223 3.9673 4.0323
March 4.1294 4.0179 4.0655
April 4.1285 4.0640 4.0904
May 4.1220 3.8245 3.9635
June 3.9541 3.8219 3.8980
July 3.9516 3.8074 3.8645
August 4.0015 3.8582 3.9218
September 4.2105 3.9922 4.1178
October 4.1598 4.0907 4.1253
November 4.1394 4.0410 4.0790
December 4.2531 4.1274 4.1985