2026 HRK to NIO Historical Review
A comprehensive breakdown of exchange rate performance throughout the year 2026.
2026 HRK to NIO Performance & Market Timing Review
Analysis of key historical highlights and timing insights for 2026
During 2026, the HRK to NIO exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 5.8601. Conversely, the yearly low was recorded on June 25, dropping to 5.5417.
This high-to-low spread represents a total annual volatility of 0.3184 NIO. From a start-to-finish perspective, comparing the January average rate of 5.7264 to the December average rate of 5.6299, the exchange rate registered a net change of -1.69% (reflecting a weakening trend).
Looking at year-over-year peak valuations, the 2026 high of 5.8601 was up 1.26% compared to the 2025 peak of 5.7871, indicating shifts in long-term support levels.
Comparing the value generated converting 5,000 HRK based on timing:
Trend Visualization
Monthly average fluctuations over the course of 2026.
HRK to NIO Seasonal Trends & Volatility Analysis
A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.
Seasonal Halves (H1 vs H2)
SeasonalThe average exchange rate in the first half of the year (H1: Jan–Jun) was 5.6877, compared to 5.6011 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0866 points.
Volatility Range Comparison
VolatilityThe most volatile month in 2026 was January, with a trading range of 0.2104 NIO (High: 5.8601 / Low: 5.6497). On the other end, August was the most stable month, with a tight range of 0.0191 NIO (High: 5.6361 / Low: 5.6169).
Growth Streaks & Declines
TrendsNo sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1301 points.
Same-Month Historical Baseline
YoY BaselineComparing the current year's strongest month average (January 2026: 5.7264) against the same month in 2025 (average: 5.0535), the exchange rate shifted by +0.6729 (+13.32%).
Monthly Breakdown
Statistical summary for each calendar month.
| Month | High | Low | Average |
|---|---|---|---|
| January | 5.8601 | 5.6497 | 5.7264 |
| February | 5.8211 | 5.7367 | 5.7679 |
| March | 5.7346 | 5.5639 | 5.6378 |
| April | 5.7617 | 5.6084 | 5.7042 |
| May | 5.7109 | 5.6604 | 5.6774 |
| June | 5.6733 | 5.5417 | 5.6123 |
| July | 5.5996 | 5.5439 | 5.5723 |
| August | 5.6361 | 5.6169 | 5.6299 |