YEARLY HIGH
4.1950 NIO
YEARLY LOW
3.6778 NIO
YEARLY AVERAGE
3.9497 NIO

2015 HRK to NIO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to NIO exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 4.1950. Conversely, the yearly low was recorded on March 14, dropping to 3.6778.

This high-to-low spread represents a total annual volatility of 0.5173 NIO. From a start-to-finish perspective, comparing the January average rate of 4.0207 to the December average rate of 3.9772, the exchange rate registered a net change of -1.08% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 4.1950 was down 11.20% compared to the 2014 peak of 4.7239, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 20,975 NIO
2014 Average 22,597 NIO
Yearly Trough Low 18,389 NIO
Transaction Impact: A difference of 2,586.36 NIO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

4.0831
3.7607
JanuMarcMayJulySeptNove

HRK to NIO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.9178, compared to 3.9815 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0637 points.

H1 Avg (Jan–Jun) 3.9178
H2 Avg (Jul–Dec) 3.9815

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.3364 NIO (High: 4.1950 / Low: 3.8586). On the other end, February was the most stable month, with a tight range of 0.0595 NIO (High: 3.9549 / Low: 3.8954).

January Spread (Volatile) ±0.3364
February Spread (Stable) ±0.0595

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.1677 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1677

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 4.0207) against the same month in 2014 (average: 4.5348), the exchange rate shifted by -0.5140 (-11.34%).

2015 Avg (January) 4.0207
2014 Avg (January) 4.5348

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.1950 3.8586 4.0207
February 3.9549 3.8954 3.9282
March 3.8999 3.6778 3.7876
April 3.9509 3.7438 3.8133
May 4.0910 3.8764 3.9641
June 4.0534 3.8919 3.9931
July 3.9650 3.8434 3.9190
August 4.1675 3.9196 4.0140
September 4.1213 4.0073 4.0562
October 4.1311 3.9507 4.0452
November 3.9909 3.8047 3.8775
December 4.0165 3.8646 3.9772