YEARLY HIGH
4.7239 NIO
YEARLY LOW
4.1947 NIO
YEARLY AVERAGE
4.5195 NIO

2014 HRK to NIO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to NIO exchange rate experienced significant fluctuation. The market reached its absolute peak on May 6, valuing the pair at 4.7239. Conversely, the yearly low was recorded on December 31, dropping to 4.1947.

This high-to-low spread represents a total annual volatility of 0.5292 NIO. From a start-to-finish perspective, comparing the January average rate of 4.5348 to the December average rate of 4.2551, the exchange rate registered a net change of -6.17% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 4.7239 was up 2.67% compared to the 2013 peak of 4.6011, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 23,620 NIO
2013 Average 21,629 NIO
Yearly Trough Low 20,974 NIO
Transaction Impact: A difference of 2,646.08 NIO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

4.7024
4.2145
JanuMarcMayJulySeptNove

HRK to NIO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.6113, compared to 4.4276 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1837 points.

H1 Avg (Jan–Jun) 4.6113
H2 Avg (Jul–Dec) 4.4276

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.1881 NIO (High: 4.5180 / Low: 4.3299). On the other end, November was the most stable month, with a tight range of 0.0583 NIO (High: 4.3488 / Low: 4.2904).

September Spread (Volatile) ±0.1881
November Spread (Stable) ±0.0583

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.1203 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.1203

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 4.6617) against the same month in 2013 (average: 4.1968), the exchange rate shifted by +0.4649 (+11.08%).

2014 Avg (May) 4.6617
2013 Avg (May) 4.1968

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.5897 4.4933 4.5348
February 4.5852 4.4879 4.5454
March 4.6595 4.5676 4.6145
April 4.6979 4.6105 4.6596
May 4.7239 4.6166 4.6617
June 4.6922 4.6182 4.6521
July 4.6917 4.5629 4.6276
August 4.5764 4.5118 4.5520
September 4.5180 4.3299 4.4318
October 4.4280 4.2844 4.3790
November 4.3488 4.2904 4.3202
December 4.3205 4.1947 4.2551