YEARLY HIGH
5.2387 NIO
YEARLY LOW
4.8825 NIO
YEARLY AVERAGE
5.0403 NIO

2018 HRK to NIO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HRK to NIO exchange rate experienced significant fluctuation. The market reached its absolute peak on February 1, valuing the pair at 5.2387. Conversely, the yearly low was recorded on August 16, dropping to 4.8825.

This high-to-low spread represents a total annual volatility of 0.3562 NIO. From a start-to-finish perspective, comparing the January average rate of 5.0813 to the December average rate of 4.9837, the exchange rate registered a net change of -1.92% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 5.2387 was up 5.30% compared to the 2017 peak of 4.9751, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 26,194 NIO
2017 Average 22,724 NIO
Yearly Trough Low 24,413 NIO
Transaction Impact: A difference of 1,781.00 NIO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

5.1958
4.9171
JanuMarcMayJulySeptNove

HRK to NIO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.0984, compared to 4.9821 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1164 points.

H1 Avg (Jan–Jun) 5.0984
H2 Avg (Jul–Dec) 4.9821

Volatility Range Comparison

Volatility

The most volatile month in 2018 was January, with a trading range of 0.2598 NIO (High: 5.2078 / Low: 4.9479). On the other end, December was the most stable month, with a tight range of 0.0681 NIO (High: 5.0250 / Low: 4.9569).

January Spread (Volatile) ±0.2598
December Spread (Stable) ±0.0681

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2018. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1455 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.1455

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2018: 5.1725) against the same month in 2017 (average: 4.2198), the exchange rate shifted by +0.9527 (+22.58%).

2018 Avg (February) 5.1725
2017 Avg (February) 4.2198

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.2078 4.9479 5.0813
February 5.2387 5.0890 5.1725
March 5.2287 5.1255 5.1672
April 5.2115 5.0952 5.1610
May 5.0968 4.9135 5.0154
June 5.0563 4.9513 4.9931
July 5.0556 4.9873 5.0128
August 5.0302 4.8825 4.9533
September 5.1056 4.9749 5.0237
October 5.0220 4.9166 4.9787
November 4.9732 4.8853 4.9403
December 5.0250 4.9569 4.9837