2021 HRK to NIO Historical Review
A comprehensive breakdown of exchange rate performance throughout the year 2021.
2021 HRK to NIO Performance & Market Timing Review
Analysis of key historical highlights and timing insights for 2021
During 2021, the HRK to NIO exchange rate experienced significant fluctuation. The market reached its absolute peak on May 28, valuing the pair at 5.7342. Conversely, the yearly low was recorded on November 24, dropping to 5.2451.
This high-to-low spread represents a total annual volatility of 0.4891 NIO. From a start-to-finish perspective, comparing the January average rate of 5.6243 to the December average rate of 5.3101, the exchange rate registered a net change of -5.59% (reflecting a weakening trend).
Looking at year-over-year peak valuations, the 2021 high of 5.7342 was up 0.91% compared to the 2020 peak of 5.6824, indicating shifts in long-term support levels.
Comparing the value generated converting 5,000 HRK based on timing:
Trend Visualization
Monthly average fluctuations over the course of 2021.
HRK to NIO Seasonal Trends & Volatility Analysis
A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.
Seasonal Halves (H1 vs H2)
SeasonalThe average exchange rate in the first half of the year (H1: Jan–Jun) was 5.5880, compared to 5.4404 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1476 points.
Volatility Range Comparison
VolatilityThe most volatile month in 2021 was April, with a trading range of 0.2107 NIO (High: 5.6236 / Low: 5.4129). On the other end, October was the most stable month, with a tight range of 0.0757 NIO (High: 5.4747 / Low: 5.3989).
Growth Streaks & Declines
TrendsBetween March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1122 points.
Same-Month Historical Baseline
YoY BaselineComparing the current year's strongest month average (May 2021: 5.6658) against the same month in 2020 (average: 4.8983), the exchange rate shifted by +0.7675 (+15.67%).
Monthly Breakdown
Statistical summary for each calendar month.
| Month | High | Low | Average |
|---|---|---|---|
| January | 5.6920 | 5.5714 | 5.6243 |
| February | 5.6193 | 5.5198 | 5.5802 |
| March | 5.5768 | 5.4171 | 5.4957 |
| April | 5.6236 | 5.4129 | 5.5279 |
| May | 5.7342 | 5.5806 | 5.6658 |
| June | 5.7304 | 5.5288 | 5.6343 |
| July | 5.5745 | 5.4687 | 5.5221 |
| August | 5.5625 | 5.4701 | 5.5143 |
| September | 5.5707 | 5.4332 | 5.5190 |
| October | 5.4747 | 5.3989 | 5.4336 |
| November | 5.4412 | 5.2451 | 5.3432 |
| December | 5.3582 | 5.2743 | 5.3101 |