2020 HRK to NIO Historical Review
A comprehensive breakdown of exchange rate performance throughout the year 2020.
2020 HRK to NIO Performance & Market Timing Review
Analysis of key historical highlights and timing insights for 2020
During 2020, the HRK to NIO exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 5.6824. Conversely, the yearly low was recorded on March 19, dropping to 4.7416.
This high-to-low spread represents a total annual volatility of 0.9408 NIO. From a start-to-finish perspective, comparing the January average rate of 5.0636 to the December average rate of 5.6270, the exchange rate registered a net change of 11.13% (reflecting a strengthening trend).
Looking at year-over-year peak valuations, the 2020 high of 5.6824 was up 10.51% compared to the 2019 peak of 5.1421, indicating shifts in long-term support levels.
Comparing the value generated converting 5,000 HRK based on timing:
Trend Visualization
Monthly average fluctuations over the course of 2020.
HRK to NIO Seasonal Trends & Volatility Analysis
A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.
Seasonal Halves (H1 vs H2)
SeasonalThe average exchange rate in the first half of the year (H1: Jan–Jun) was 4.9777, compared to 5.4441 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4664 points.
Volatility Range Comparison
VolatilityThe most volatile month in 2020 was July, with a trading range of 0.4356 NIO (High: 5.4948 / Low: 5.0592). On the other end, January was the most stable month, with a tight range of 0.0915 NIO (High: 5.1132 / Low: 5.0217).
Growth Streaks & Declines
TrendsBetween April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0848 points.
Same-Month Historical Baseline
YoY BaselineComparing the current year's strongest month average (December 2020: 5.6270) against the same month in 2019 (average: 5.0579), the exchange rate shifted by +0.5690 (+11.25%).
Monthly Breakdown
Statistical summary for each calendar month.
| Month | High | Low | Average |
|---|---|---|---|
| January | 5.1132 | 5.0217 | 5.0636 |
| February | 5.0894 | 4.9129 | 4.9788 |
| March | 5.1560 | 4.7416 | 4.9637 |
| April | 4.9926 | 4.8034 | 4.8811 |
| May | 4.9932 | 4.8185 | 4.8983 |
| June | 5.1601 | 4.9788 | 5.0808 |
| July | 5.4948 | 5.0592 | 5.2641 |
| August | 5.5320 | 5.4285 | 5.4785 |
| September | 5.5240 | 5.3426 | 5.4323 |
| October | 5.4499 | 5.3428 | 5.3998 |
| November | 5.5202 | 5.3428 | 5.4632 |
| December | 5.6824 | 5.5720 | 5.6270 |