YEARLY HIGH
4.3710 NIO
YEARLY LOW
3.9145 NIO
YEARLY AVERAGE
4.2036 NIO

2016 HRK to NIO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HRK to NIO exchange rate experienced significant fluctuation. The market reached its absolute peak on August 18, valuing the pair at 4.3710. Conversely, the yearly low was recorded on January 25, dropping to 3.9145.

This high-to-low spread represents a total annual volatility of 0.4565 NIO. From a start-to-finish perspective, comparing the January average rate of 3.9479 to the December average rate of 4.0967, the exchange rate registered a net change of 3.77% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 4.3710 was up 4.19% compared to the 2015 peak of 4.1950, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 21,855 NIO
2015 Average 19,750 NIO
Yearly Trough Low 19,573 NIO
Transaction Impact: A difference of 2,282.35 NIO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

4.3702
3.9095
JanuMarcMayJulySeptNove

HRK to NIO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.1688, compared to 4.2385 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0697 points.

H1 Avg (Jan–Jun) 4.1688
H2 Avg (Jul–Dec) 4.2385

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 0.2397 NIO (High: 4.2651 / Low: 4.0255). On the other end, September was the most stable month, with a tight range of 0.0568 NIO (High: 4.3573 / Low: 4.3005).

March Spread (Volatile) ±0.2397
September Spread (Stable) ±0.0568

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0879 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0879

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2016: 4.3183) against the same month in 2015 (average: 4.0140), the exchange rate shifted by +0.3043 (+7.58%).

2016 Avg (August) 4.3183
2015 Avg (August) 4.0140

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.9771 3.9145 3.9479
February 4.1558 3.9304 4.0774
March 4.2651 4.0255 4.1631
April 4.3234 4.2035 4.2632
May 4.3702 4.2258 4.2915
June 4.3285 4.1816 4.2696
July 4.2908 4.1983 4.2269
August 4.3710 4.2567 4.3183
September 4.3573 4.3005 4.3318
October 4.3420 4.2094 4.2725
November 4.3064 4.0940 4.1846
December 4.1682 4.0300 4.0967