YEARLY HIGH
5.1421 NIO
YEARLY LOW
4.9387 NIO
YEARLY AVERAGE
5.0162 NIO

2019 HRK to NIO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to NIO exchange rate experienced significant fluctuation. The market reached its absolute peak on June 28, valuing the pair at 5.1421. Conversely, the yearly low was recorded on April 28, dropping to 4.9387.

This high-to-low spread represents a total annual volatility of 0.2034 NIO. From a start-to-finish perspective, comparing the January average rate of 4.9982 to the December average rate of 5.0579, the exchange rate registered a net change of 1.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 5.1421 was down 1.84% compared to the 2018 peak of 5.2387, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 25,711 NIO
2018 Average 25,196 NIO
Yearly Trough Low 24,694 NIO
Transaction Impact: A difference of 1,017.00 NIO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

5.0662
4.9674
JanuMarcMayJulySeptNove

HRK to NIO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.0029, compared to 5.0295 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0265 points.

H1 Avg (Jan–Jun) 5.0029
H2 Avg (Jul–Dec) 5.0295

Volatility Range Comparison

Volatility

The most volatile month in 2019 was June, with a trading range of 0.1828 NIO (High: 5.1421 / Low: 4.9593). On the other end, April was the most stable month, with a tight range of 0.0772 NIO (High: 5.0159 / Low: 4.9387).

June Spread (Volatile) ±0.1828
April Spread (Stable) ±0.0772

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0537 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0537

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2019: 5.0568) against the same month in 2018 (average: 4.9931), the exchange rate shifted by +0.0636 (+1.27%).

2019 Avg (June) 5.0568
2018 Avg (June) 4.9931

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.0556 4.9490 4.9982
February 5.0587 4.9788 5.0096
March 5.0648 4.9481 4.9958
April 5.0159 4.9387 4.9756
May 5.0395 4.9420 4.9816
June 5.1421 4.9593 5.0568
July 5.1044 5.0020 5.0507
August 5.0946 4.9990 5.0454
September 5.0234 4.9454 4.9917
October 5.0739 4.9422 5.0058
November 5.1008 4.9880 5.0252
December 5.1226 4.9972 5.0579