2012 HRK to PYG Historical Review

YEARLY HIGH

821.4919 PYG

YEARLY LOW

705.4457 PYG

YEARLY AVERAGE

755.9128 PYG

2012 HRK to PYG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to PYG exchange rate experienced significant fluctuation. The market reached its absolute peak on January 31, valuing the pair at 821.4919. Conversely, the yearly low was recorded on July 24, dropping to 705.4457.

This high-to-low spread represents a total annual volatility of 116.0462 PYG. From a start-to-finish perspective, comparing the January average rate of 785.4867 to the December average rate of 751.8333, the exchange rate registered a net change of -4.28% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 821.4919 was down 4.61% compared to the 2011 peak of 861.1950, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 4,107,459 PYG

2011 Average 3,917,197 PYG

Yearly Trough Low 3,527,229 PYG

Transaction Impact: A difference of 580,230.85 PYG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

791.0522

724.2665

JanuMarcMayJulySeptNove

HRK to PYG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 759.9969, compared to 751.8287 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 8.1682 points.

H1 Avg (Jan–Jun) 759.9969

H2 Avg (Jul–Dec) 751.8287

Volatility Range Comparison

Volatility

The most volatile month in 2012 was February, with a trading range of 68.3096 PYG (High: 820.9545 / Low: 752.6448). On the other end, October was the most stable month, with a tight range of 13.1219 PYG (High: 776.2855 / Low: 763.1636).

February Spread (Volatile) ±68.3096

October Spread (Stable) ±13.1219

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 30.3107 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -30.3107

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 785.4867) against the same month in 2011 (average: 833.4225), the exchange rate shifted by -47.9358 (-5.75%).

2012 Avg (January) 785.4867

2011 Avg (January) 833.4225

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	821.4919	757.6133	785.4867
February	820.9545	752.6448	778.2679
March	763.2769	727.8568	747.9572
April	767.1169	746.5979	754.9281
May	768.3142	721.9948	741.7300
June	768.2404	735.7370	751.6115
July	761.3315	705.4457	729.8320
August	748.8003	723.0489	732.2769
September	784.0557	744.4779	768.3733
October	776.2855	763.1636	769.5376
November	769.7460	752.6481	759.1189
December	769.7351	740.9839	751.8333