2019 HRK to PYG Historical Review

YEARLY HIGH

973.5039 PYG

YEARLY LOW

899.4146 PYG

YEARLY AVERAGE

940.9939 PYG

2019 HRK to PYG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to PYG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 973.5039. Conversely, the yearly low was recorded on August 1, dropping to 899.4146.

This high-to-low spread represents a total annual volatility of 74.0893 PYG. From a start-to-finish perspective, comparing the January average rate of 926.8711 to the December average rate of 962.2043, the exchange rate registered a net change of 3.81% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 973.5039 was up 2.11% compared to the 2018 peak of 953.4328, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 4,867,519 PYG

2018 Average 4,560,974 PYG

Yearly Trough Low 4,497,073 PYG

Transaction Impact: A difference of 370,446.51 PYG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

966.4767

915.2088

JanuMarcMayJulySeptNove

HRK to PYG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 939.0005, compared to 942.9872 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.9867 points.

H1 Avg (Jan–Jun) 939.0005

H2 Avg (Jul–Dec) 942.9872

Volatility Range Comparison

Volatility

The most volatile month in 2019 was July, with a trading range of 47.6641 PYG (High: 948.4072 / Low: 900.7430). On the other end, November was the most stable month, with a tight range of 11.1671 PYG (High: 965.0148 / Low: 953.8477).

July Spread (Volatile) ±47.6641

November Spread (Stable) ±11.1671

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 33.4031 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -33.4031

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 962.2043) against the same month in 2018 (average: 910.5038), the exchange rate shifted by +51.7006 (+5.68%).

2019 Avg (December) 962.2043

2018 Avg (December) 910.5038

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	941.8775	908.9503	926.8711
February	935.1007	919.1780	927.2025
March	944.9094	919.7928	931.7910
April	951.6017	932.1068	940.6541
May	969.2065	943.8536	954.6001
June	960.2441	942.1324	952.8842
July	948.4072	900.7430	919.4811
August	933.4265	899.4146	920.2101
September	950.1178	925.4122	941.2418
October	971.6017	938.0752	956.4995
November	965.0148	953.8477	958.2864
December	973.5039	954.5962	962.2043