YEARLY HIGH
1158.7099 PYG
YEARLY LOW
1035.3586 PYG
YEARLY AVERAGE
1085.2560 PYG

2024 HRK to PYG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HRK to PYG exchange rate experienced significant fluctuation. The market reached its absolute peak on September 26, valuing the pair at 1158.7099. Conversely, the yearly low was recorded on February 13, dropping to 1035.3586.

This high-to-low spread represents a total annual volatility of 123.3513 PYG. From a start-to-finish perspective, comparing the January average rate of 1054.1903 to the December average rate of 1084.9484, the exchange rate registered a net change of 2.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 1158.7099 was up 6.69% compared to the 2023 peak of 1086.0254, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 5,793,550 PYG
2023 Average 5,231,178 PYG
Yearly Trough Low 5,176,793 PYG
Transaction Impact: A difference of 616,756.67 PYG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

1154.3029
1033.5359
JanuMarcMayJulySeptNove

HRK to PYG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1059.4400, compared to 1111.0720 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 51.6320 points.

H1 Avg (Jan–Jun) 1059.4400
H2 Avg (Jul–Dec) 1111.0720

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 59.6229 PYG (High: 1138.8369 / Low: 1079.2140). On the other end, March was the most stable month, with a tight range of 12.9181 PYG (High: 1060.2806 / Low: 1047.3625).

November Spread (Volatile) ±59.6229
March Spread (Stable) ±12.9181

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 35.6137 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -35.6137

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2024: 1144.2390) against the same month in 2023 (average: 1030.7204), the exchange rate shifted by +113.5186 (+11.01%).

2024 Avg (September) 1144.2390
2023 Avg (September) 1030.7204

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1070.1144 1042.4295 1054.1903
February 1050.9113 1035.3586 1043.5998
March 1060.2806 1047.3625 1054.9036
April 1061.9303 1042.1798 1052.3433
May 1086.5216 1064.8518 1076.2710
June 1088.8936 1065.8148 1075.3318
July 1096.1412 1074.2884 1087.2771
August 1130.2163 1084.2467 1108.8971
September 1158.7099 1126.6653 1144.2390
October 1149.2198 1128.8378 1138.3420
November 1138.8369 1079.2140 1102.7283
December 1099.2452 1072.0370 1084.9484