2025 HRK to PYG Historical Review

YEARLY HIGH

1250.0086 PYG

YEARLY LOW

1023.7537 PYG

YEARLY AVERAGE

1133.3958 PYG

2025 HRK to PYG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to PYG exchange rate experienced significant fluctuation. The market reached its absolute peak on July 1, valuing the pair at 1250.0086. Conversely, the yearly low was recorded on December 30, dropping to 1023.7537.

This high-to-low spread represents a total annual volatility of 226.2550 PYG. From a start-to-finish perspective, comparing the January average rate of 1082.0578 to the December average rate of 1055.2404, the exchange rate registered a net change of -2.48% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 1250.0086 was up 7.88% compared to the 2024 peak of 1158.7099, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 6,250,043 PYG

2024 Average 5,426,959 PYG

Yearly Trough Low 5,118,768 PYG

Transaction Impact: A difference of 1,131,274.82 PYG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1238.4418

1038.5857

JanuMarcMayJulySeptNove

HRK to PYG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1154.2421, compared to 1112.5495 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 41.6927 points.

H1 Avg (Jan–Jun) 1154.2421

H2 Avg (Jul–Dec) 1112.5495

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 114.9768 PYG (High: 1250.0086 / Low: 1135.0318). On the other end, November was the most stable month, with a tight range of 17.6510 PYG (High: 1087.1474 / Low: 1069.4964).

July Spread (Volatile) ±114.9768

November Spread (Stable) ±17.6510

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 59.8554 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -59.8554

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 1198.5914) against the same month in 2024 (average: 1087.2771), the exchange rate shifted by +111.3143 (+10.24%).

2025 Avg (July) 1198.5914

2024 Avg (July) 1087.2771

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1102.4837	1063.0817	1082.0578
February	1103.7702	1071.0867	1090.9983
March	1157.1282	1090.8352	1139.3887
April	1222.0718	1144.7414	1193.6575
May	1209.3467	1174.4703	1197.5634
June	1248.2372	1204.5982	1221.7871
July	1250.0086	1135.0318	1198.5914
August	1165.0205	1113.3338	1138.7359
September	1124.7958	1097.1343	1112.8353
October	1102.9033	1077.0387	1090.1146
November	1087.1474	1069.4964	1079.7792
December	1079.8968	1023.7537	1055.2404