2022 HRK to PYG Historical Review

YEARLY HIGH

1071.4586 PYG

YEARLY LOW

894.4715 PYG

YEARLY AVERAGE

976.4437 PYG

2022 HRK to PYG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to PYG exchange rate experienced significant fluctuation. The market reached its absolute peak on February 6, valuing the pair at 1071.4586. Conversely, the yearly low was recorded on September 27, dropping to 894.4715.

This high-to-low spread represents a total annual volatility of 176.9871 PYG. From a start-to-finish perspective, comparing the January average rate of 1047.8932 to the December average rate of 1014.7219, the exchange rate registered a net change of -3.17% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 1071.4586 was down 4.90% compared to the 2021 peak of 1126.7096, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 5,357,293 PYG

2021 Average 5,324,171 PYG

Yearly Trough Low 4,472,358 PYG

Transaction Impact: A difference of 884,935.41 PYG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

1062.9726

903.4946

JanuMarcMayJulySeptNove

HRK to PYG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1003.3227, compared to 949.5648 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 53.7580 points.

H1 Avg (Jan–Jun) 1003.3227

H2 Avg (Jul–Dec) 949.5648

Volatility Range Comparison

Volatility

The most volatile month in 2022 was April, with a trading range of 65.6533 PYG (High: 1013.7849 / Low: 948.1317). On the other end, January was the most stable month, with a tight range of 27.0859 PYG (High: 1059.0236 / Low: 1031.9377).

April Spread (Volatile) ±65.6533

January Spread (Stable) ±27.0859

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 36.1049 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -36.1049

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2022: 1049.6828) against the same month in 2021 (average: 1075.9816), the exchange rate shifted by -26.2988 (-2.44%).

2022 Avg (February) 1049.6828

2021 Avg (February) 1075.9816

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1059.0236	1031.9377	1047.8932
February	1071.4586	1026.7302	1049.6828
March	1028.3871	1000.6766	1013.5778
April	1013.7849	948.1317	983.6840
May	980.0827	945.3682	961.1332
June	978.2030	949.5577	963.9655
July	948.6839	915.3991	930.7474
August	945.5590	909.3953	926.6756
September	931.1642	894.4715	916.7844
October	965.5461	914.5878	934.8949
November	994.1382	937.9681	973.5644
December	1041.2863	988.1686	1014.7219