2021 HRK to PYG Historical Review

YEARLY HIGH

1126.7096 PYG

YEARLY LOW

979.6448 PYG

YEARLY AVERAGE

1064.8140 PYG

2021 HRK to PYG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to PYG exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 1126.7096. Conversely, the yearly low was recorded on April 10, dropping to 979.6448.

This high-to-low spread represents a total annual volatility of 147.0648 PYG. From a start-to-finish perspective, comparing the January average rate of 1111.1296 to the December average rate of 1024.7762, the exchange rate registered a net change of -7.77% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1126.7096 was down 0.83% compared to the 2020 peak of 1136.1694, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 5,633,548 PYG

2020 Average 5,130,906 PYG

Yearly Trough Low 4,898,224 PYG

Transaction Impact: A difference of 735,323.89 PYG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1121.2107

1000.2376

JanuMarcMayJulySeptNove

HRK to PYG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1066.1382, compared to 1063.4899 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.6482 points.

H1 Avg (Jan–Jun) 1066.1382

H2 Avg (Jul–Dec) 1063.4899

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 66.9374 PYG (High: 1046.5823 / Low: 979.6448). On the other end, August was the most stable month, with a tight range of 16.2580 PYG (High: 1095.8034 / Low: 1079.5453).

April Spread (Volatile) ±66.9374

August Spread (Stable) ±16.2580

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 43.2135 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -43.2135

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 1111.1296) against the same month in 2020 (average: 970.7751), the exchange rate shifted by +140.3546 (+14.46%).

2021 Avg (January) 1111.1296

2020 Avg (January) 970.7751

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1126.7096	1096.1517	1111.1296
February	1104.7660	1054.2071	1075.9816
March	1055.4225	998.0461	1032.7681
April	1046.5823	979.6448	1010.3187
May	1103.6128	1039.0252	1083.1071
June	1101.1659	1066.4784	1083.5239
July	1095.7005	1066.1832	1077.6587
August	1095.8034	1079.5453	1087.5266
September	1097.7247	1063.6721	1083.6709
October	1074.8093	1058.3596	1066.4285
November	1063.7633	1017.5096	1040.8786
December	1041.0856	1016.1349	1024.7762