2014 HRK to PYG Historical Review

YEARLY HIGH

835.1988 PYG

YEARLY LOW

723.7701 PYG

YEARLY AVERAGE

776.7305 PYG

2014 HRK to PYG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to PYG exchange rate experienced significant fluctuation. The market reached its absolute peak on January 29, valuing the pair at 835.1988. Conversely, the yearly low was recorded on September 8, dropping to 723.7701.

This high-to-low spread represents a total annual volatility of 111.4287 PYG. From a start-to-finish perspective, comparing the January average rate of 826.4071 to the December average rate of 743.4877, the exchange rate registered a net change of -10.03% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 835.1988 was up 0.34% compared to the 2013 peak of 832.3576, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 4,175,994 PYG

2013 Average 3,782,431 PYG

Yearly Trough Low 3,618,850 PYG

Transaction Impact: A difference of 557,143.30 PYG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

835.7813

723.2917

JanuMarcMayJulySeptNove

HRK to PYG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 804.8605, compared to 748.6006 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 56.2599 points.

H1 Avg (Jan–Jun) 804.8605

H2 Avg (Jul–Dec) 748.6006

Volatility Range Comparison

Volatility

The most volatile month in 2014 was July, with a trading range of 43.3293 PYG (High: 789.5924 / Low: 746.2631). On the other end, March was the most stable month, with a tight range of 9.3543 PYG (High: 803.6502 / Low: 794.2959).

July Spread (Volatile) ±43.3293

March Spread (Stable) ±9.3543

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2014. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 31.6524 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -31.6524

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 826.4071) against the same month in 2013 (average: 739.7296), the exchange rate shifted by +86.6775 (+11.72%).

2014 Avg (January) 826.4071

2013 Avg (January) 739.7296

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	835.1988	820.2352	826.4071
February	829.0740	793.6206	808.5878
March	803.6502	794.2959	799.0260
April	808.7974	798.8106	803.5442
May	811.8086	792.4722	800.3213
June	797.1904	787.7804	791.2765
July	789.5924	746.2631	759.6241
August	751.9064	736.5877	745.2769
September	746.0655	723.7701	732.6658
October	766.3533	740.6313	755.6502
November	761.4485	749.1014	754.8987
December	753.6508	732.7357	743.4877