2015 HRK to PYG Historical Review

YEARLY HIGH

848.4272 PYG

YEARLY LOW

659.2789 PYG

YEARLY AVERAGE

758.5438 PYG

2015 HRK to PYG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to PYG exchange rate experienced significant fluctuation. The market reached its absolute peak on October 14, valuing the pair at 848.4272. Conversely, the yearly low was recorded on March 13, dropping to 659.2789.

This high-to-low spread represents a total annual volatility of 189.1484 PYG. From a start-to-finish perspective, comparing the January average rate of 717.5942 to the December average rate of 826.5545, the exchange rate registered a net change of 15.18% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 848.4272 was up 1.58% compared to the 2014 peak of 835.1988, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 4,242,136 PYG

2014 Average 3,882,679 PYG

Yearly Trough Low 3,296,394 PYG

Transaction Impact: A difference of 945,741.75 PYG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

847.4296

659.8279

JanuMarcMayJulySeptNove

HRK to PYG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 718.0219, compared to 799.0657 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 81.0439 points.

H1 Avg (Jan–Jun) 718.0219

H2 Avg (Jul–Dec) 799.0657

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 66.8058 PYG (High: 811.0499 / Low: 744.2441). On the other end, February was the most stable month, with a tight range of 22.6453 PYG (High: 713.9092 / Low: 691.2638).

August Spread (Volatile) ±66.8058

February Spread (Stable) ±22.6453

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 35.9541 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -35.9541

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2015: 831.7961) against the same month in 2014 (average: 755.6502), the exchange rate shifted by +76.1460 (+10.08%).

2015 Avg (October) 831.7961

2014 Avg (October) 755.6502

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	732.2062	698.0884	717.5942
February	713.9092	691.2638	702.0377
March	690.2540	659.2789	675.4614
April	740.4155	682.5964	703.0436
May	770.5768	735.1949	748.2352
June	772.9562	735.7751	761.7590
July	761.7102	738.2458	750.4592
August	811.0499	744.2441	774.5028
September	832.7588	793.9640	815.2397
October	848.4272	815.7920	831.7961
November	819.0094	786.8926	795.8420
December	837.9158	791.0173	826.5545