2026 HRK to PYG Historical Review

YEARLY HIGH

1068.0253 PYG

YEARLY LOW

907.2807 PYG

YEARLY AVERAGE

970.2381 PYG

2026 HRK to PYG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to PYG exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 1068.0253. Conversely, the yearly low was recorded on July 29, dropping to 907.2807.

This high-to-low spread represents a total annual volatility of 160.7446 PYG. From a start-to-finish perspective, comparing the January average rate of 1041.5335 to the December average rate of 909.6979, the exchange rate registered a net change of -12.66% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 1068.0253 was down 14.56% compared to the 2025 peak of 1250.0086, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 5,340,127 PYG

2025 Average 5,667,701 PYG

Yearly Trough Low 4,536,403 PYG

Transaction Impact: A difference of 803,723.20 PYG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1054.7170

896.5144

JanuMarcMayJuly

HRK to PYG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 988.9702, compared to 914.0418 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 74.9283 points.

H1 Avg (Jan–Jun) 988.9702

H2 Avg (Jul–Dec) 914.0418

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 53.2583 PYG (High: 1061.8793 / Low: 1008.6210). On the other end, August was the most stable month, with a tight range of 0.4596 PYG (High: 909.9048 / Low: 909.4452).

February Spread (Volatile) ±53.2583

August Spread (Stable) ±0.4596

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 51.1973 points.

Longest Streak 0 Mo.

Sharpest MoM Drop -51.1973

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 1041.5335) against the same month in 2025 (average: 1082.0578), the exchange rate shifted by -40.5243 (-3.75%).

2026 Avg (January) 1041.5335

2025 Avg (January) 1082.0578

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1068.0253	1020.3543	1041.5335
February	1061.8793	1008.6210	1027.3802
March	1008.9144	977.4643	996.2178
April	1006.0671	971.5609	993.2537
May	969.3783	931.3056	942.0564
June	946.2707	919.8379	933.3792
July	923.5130	907.2807	918.3857
August	909.9048	909.4452	909.6979