YEARLY HIGH
16.1866 XPF
YEARLY LOW
15.6210 XPF
YEARLY AVERAGE
15.8701 XPF

2012 HRK to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on September 15, valuing the pair at 16.1866. Conversely, the yearly low was recorded on May 24, dropping to 15.6210.

This high-to-low spread represents a total annual volatility of 0.5656 XPF. From a start-to-finish perspective, comparing the January average rate of 15.8047 to the December average rate of 15.8550, the exchange rate registered a net change of 0.32% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 16.1866 was down 0.97% compared to the 2011 peak of 16.3450, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 80,933 XPF
2011 Average 80,226 XPF
Yearly Trough Low 78,105 XPF
Transaction Impact: A difference of 2,828.07 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

16.1061
15.7078
JanuMarcMayJulySeptNove

HRK to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.8261, compared to 15.9142 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0881 points.

H1 Avg (Jan–Jun) 15.8261
H2 Avg (Jul–Dec) 15.9142

Volatility Range Comparison

Volatility

The most volatile month in 2012 was October, with a trading range of 0.3269 XPF (High: 16.0698 / Low: 15.7429). On the other end, January was the most stable month, with a tight range of 0.1177 XPF (High: 15.8655 / Low: 15.7479).

October Spread (Volatile) ±0.3269
January Spread (Stable) ±0.1177

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.1805 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.1805

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2012: 16.0729) against the same month in 2011 (average: 15.8530), the exchange rate shifted by +0.2199 (+1.39%).

2012 Avg (September) 16.0729
2011 Avg (September) 15.8530

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 15.8655 15.7479 15.8047
February 15.8463 15.6348 15.7410
March 15.9140 15.7649 15.8375
April 16.0184 15.8209 15.9223
May 15.9288 15.6210 15.8249
June 15.9093 15.6628 15.8260
July 15.9572 15.6707 15.8907
August 16.0182 15.8520 15.9467
September 16.1866 15.9456 16.0729
October 16.0698 15.7429 15.8925
November 15.8763 15.7535 15.8274
December 15.9038 15.7837 15.8550