2020 HRK to XPF Historical Review

YEARLY HIGH

16.0481 XPF

YEARLY LOW

15.5446 XPF

YEARLY AVERAGE

15.8267 XPF

2020 HRK to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 20, valuing the pair at 16.0481. Conversely, the yearly low was recorded on May 2, dropping to 15.5446.

This high-to-low spread represents a total annual volatility of 0.5035 XPF. From a start-to-finish perspective, comparing the January average rate of 16.0309 to the December average rate of 15.8235, the exchange rate registered a net change of -1.29% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 16.0481 was down 1.27% compared to the 2019 peak of 16.2548, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 80,241 XPF

2019 Average 80,413 XPF

Yearly Trough Low 77,723 XPF

Transaction Impact: A difference of 2,517.50 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

16.0623

15.6860

JanuMarcMayJulySeptNove

HRK to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.8331, compared to 15.8202 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0130 points.

H1 Avg (Jan–Jun) 15.8331

H2 Avg (Jul–Dec) 15.8202

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.3747 XPF (High: 15.9443 / Low: 15.5697). On the other end, November was the most stable month, with a tight range of 0.0531 XPF (High: 15.7982 / Low: 15.7451).

March Spread (Volatile) ±0.3747

November Spread (Stable) ±0.0531

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.2623 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.2623

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 16.0309) against the same month in 2019 (average: 16.0636), the exchange rate shifted by -0.0327 (-0.20%).

2020 Avg (January) 16.0309

2019 Avg (January) 16.0636

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	16.0481	15.9766	16.0309
February	16.0374	15.9722	16.0093
March	15.9443	15.5697	15.7470
April	15.8071	15.6383	15.7174
May	15.8554	15.5446	15.7284
June	15.8168	15.6274	15.7658
July	16.0398	15.7719	15.8487
August	16.0398	15.8109	15.8958
September	15.8553	15.7850	15.8215
October	15.7807	15.7251	15.7544
November	15.7982	15.7451	15.7773
December	15.8917	15.7958	15.8235