2024 HRK to XPF Historical Review

YEARLY HIGH

15.9130 XPF

YEARLY LOW

15.7460 XPF

YEARLY AVERAGE

15.8342 XPF

2024 HRK to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HRK to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on November 25, valuing the pair at 15.9130. Conversely, the yearly low was recorded on November 24, dropping to 15.7460.

This high-to-low spread represents a total annual volatility of 0.1669 XPF. From a start-to-finish perspective, comparing the January average rate of 15.8340 to the December average rate of 15.8369, the exchange rate registered a net change of 0.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 15.9130 was down 0.86% compared to the 2023 peak of 16.0506, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 79,565 XPF

2023 Average 79,141 XPF

Yearly Trough Low 78,730 XPF

Transaction Impact: A difference of 834.71 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

15.8377

15.8282

JanuMarcMayJulySeptNove

HRK to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.8344, compared to 15.8340 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 15.8344

H2 Avg (Jul–Dec) 15.8340

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.1669 XPF (High: 15.9130 / Low: 15.7460). On the other end, May was the most stable month, with a tight range of 0.0166 XPF (High: 15.8402 / Low: 15.8236).

November Spread (Volatile) ±0.1669

May Spread (Stable) ±0.0166

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0061 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0061

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2024: 15.8290) against the same month in 2023 (average: 15.8346), the exchange rate shifted by -0.0056 (-0.04%).

2024 Avg (November) 15.8290

2023 Avg (November) 15.8346

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	15.8410	15.8190	15.8340
February	15.8406	15.8204	15.8357
March	15.8403	15.7642	15.8314
April	15.8406	15.8136	15.8352
May	15.8402	15.8236	15.8350
June	15.8395	15.8088	15.8350
July	15.8392	15.8137	15.8337
August	15.8408	15.8179	15.8344
September	15.8405	15.8211	15.8351
October	15.8395	15.8103	15.8351
November	15.9130	15.7460	15.8290
December	15.8888	15.8060	15.8369