2015 HRK to XPF Historical Review

YEARLY HIGH

15.9217 XPF

YEARLY LOW

15.3731 XPF

YEARLY AVERAGE

15.6951 XPF

2015 HRK to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on November 6, valuing the pair at 15.9217. Conversely, the yearly low was recorded on January 26, dropping to 15.3731.

This high-to-low spread represents a total annual volatility of 0.5486 XPF. From a start-to-finish perspective, comparing the January average rate of 15.5376 to the December average rate of 15.6315, the exchange rate registered a net change of 0.60% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 15.9217 was up 0.65% compared to the 2014 peak of 15.8195, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 79,609 XPF

2014 Average 78,256 XPF

Yearly Trough Low 76,865 XPF

Transaction Impact: A difference of 2,743.21 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

15.8372

15.4818

JanuMarcMayJulySeptNove

HRK to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.6711, compared to 15.7192 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0480 points.

H1 Avg (Jan–Jun) 15.6711

H2 Avg (Jul–Dec) 15.7192

Volatility Range Comparison

Volatility

The most volatile month in 2015 was November, with a trading range of 0.2922 XPF (High: 15.9217 / Low: 15.6295). On the other end, December was the most stable month, with a tight range of 0.0942 XPF (High: 15.6898 / Low: 15.5956).

November Spread (Volatile) ±0.2922

December Spread (Stable) ±0.0942

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0806 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0806

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2015: 15.7121) against the same month in 2014 (average: 15.5666), the exchange rate shifted by +0.1456 (+0.94%).

2015 Avg (November) 15.7121

2014 Avg (November) 15.5666

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	15.5851	15.3731	15.5376
February	15.5809	15.4529	15.5114
March	15.7158	15.5695	15.6490
April	15.8053	15.6262	15.7283
May	15.9067	15.7515	15.8076
June	15.8819	15.7301	15.7930
July	15.8194	15.6960	15.7542
August	15.8797	15.7189	15.7982
September	15.8470	15.6155	15.7441
October	15.7780	15.6253	15.6748
November	15.9217	15.6295	15.7121
December	15.6898	15.5956	15.6315