2019 HRK to XPF Historical Review

YEARLY HIGH

16.2548 XPF

YEARLY LOW

15.9709 XPF

YEARLY AVERAGE

16.0827 XPF

2019 HRK to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on August 25, valuing the pair at 16.2548. Conversely, the yearly low was recorded on August 5, dropping to 15.9709.

This high-to-low spread represents a total annual volatility of 0.2839 XPF. From a start-to-finish perspective, comparing the January average rate of 16.0636 to the December average rate of 16.0344, the exchange rate registered a net change of -0.18% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 16.2548 was up 0.20% compared to the 2018 peak of 16.2232, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 81,274 XPF

2018 Average 80,429 XPF

Yearly Trough Low 79,854 XPF

Transaction Impact: A difference of 1,419.58 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

16.1572

16.0233

JanuMarcMayJulySeptNove

HRK to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 16.0808, compared to 16.0846 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0038 points.

H1 Avg (Jan–Jun) 16.0808

H2 Avg (Jul–Dec) 16.0846

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.2839 XPF (High: 16.2548 / Low: 15.9709). On the other end, December was the most stable month, with a tight range of 0.0379 XPF (High: 16.0451 / Low: 16.0072).

August Spread (Volatile) ±0.2839

December Spread (Stable) ±0.0379

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0630 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0630

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2019: 16.1274) against the same month in 2018 (average: 16.0655), the exchange rate shifted by +0.0619 (+0.39%).

2019 Avg (August) 16.1274

2018 Avg (August) 16.0655

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	16.1104	16.0268	16.0636
February	16.1316	16.0592	16.0935
March	16.1050	16.0401	16.0762
April	16.1049	16.0156	16.0575
May	16.1492	16.0380	16.0865
June	16.1688	16.0380	16.1078
July	16.1881	16.1155	16.1460
August	16.2548	15.9709	16.1274
September	16.2517	15.9747	16.1106
October	16.0958	15.9888	16.0476
November	16.0669	16.0075	16.0418
December	16.0451	16.0072	16.0344