2021 HRK to XPF Historical Review

YEARLY HIGH

15.9630 XPF

YEARLY LOW

15.6798 XPF

YEARLY AVERAGE

15.8491 XPF

2021 HRK to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on June 17, valuing the pair at 15.9630. Conversely, the yearly low was recorded on April 5, dropping to 15.6798.

This high-to-low spread represents a total annual volatility of 0.2832 XPF. From a start-to-finish perspective, comparing the January average rate of 15.7830 to the December average rate of 15.8637, the exchange rate registered a net change of 0.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 15.9630 was down 0.53% compared to the 2020 peak of 16.0481, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 79,815 XPF

2020 Average 79,131 XPF

Yearly Trough Low 78,399 XPF

Transaction Impact: A difference of 1,415.89 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

15.9398

15.7245

JanuMarcMayJulySeptNove

HRK to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.8040, compared to 15.8942 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0902 points.

H1 Avg (Jan–Jun) 15.8040

H2 Avg (Jul–Dec) 15.8942

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.1765 XPF (High: 15.9137 / Low: 15.7372). On the other end, August was the most stable month, with a tight range of 0.0293 XPF (High: 15.9338 / Low: 15.9045).

January Spread (Volatile) ±0.1765

August Spread (Stable) ±0.0293

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0350 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0350

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 15.9158) against the same month in 2020 (average: 15.7658), the exchange rate shifted by +0.1500 (+0.95%).

2021 Avg (June) 15.9158

2020 Avg (June) 15.7658

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	15.9137	15.7372	15.7830
February	15.7903	15.7347	15.7566
March	15.7640	15.6968	15.7424
April	15.8117	15.6798	15.7640
May	15.9141	15.8047	15.8619
June	15.9630	15.8908	15.9158
July	15.9459	15.8314	15.9039
August	15.9338	15.9045	15.9185
September	15.9569	15.8861	15.9218
October	15.9460	15.8491	15.8869
November	15.9040	15.8094	15.8702
December	15.9058	15.7988	15.8637