2022 HRK to XPF Historical Review

YEARLY HIGH

16.0351 XPF

YEARLY LOW

15.6960 XPF

YEARLY AVERAGE

15.8374 XPF

2022 HRK to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on August 15, valuing the pair at 16.0351. Conversely, the yearly low was recorded on September 10, dropping to 15.6960.

This high-to-low spread represents a total annual volatility of 0.3390 XPF. From a start-to-finish perspective, comparing the January average rate of 15.8590 to the December average rate of 15.8061, the exchange rate registered a net change of -0.33% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 16.0351 was up 0.45% compared to the 2021 peak of 15.9630, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 80,175 XPF

2021 Average 79,248 XPF

Yearly Trough Low 78,480 XPF

Transaction Impact: A difference of 1,695.15 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

15.9021

15.7558

JanuMarcMayJulySeptNove

HRK to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.8249, compared to 15.8500 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0251 points.

H1 Avg (Jan–Jun) 15.8249

H2 Avg (Jul–Dec) 15.8500

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 0.2470 XPF (High: 15.9431 / Low: 15.6960). On the other end, October was the most stable month, with a tight range of 0.0336 XPF (High: 15.8632 / Low: 15.8296).

September Spread (Volatile) ±0.2470

October Spread (Stable) ±0.0336

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0717 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0717

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2022: 15.8899) against the same month in 2021 (average: 15.9185), the exchange rate shifted by -0.0286 (-0.18%).

2022 Avg (August) 15.8899

2021 Avg (August) 15.9185

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	15.9031	15.8373	15.8590
February	15.9086	15.7599	15.8398
March	15.8624	15.7398	15.7680
April	15.8544	15.7255	15.7909
May	15.8932	15.7691	15.8328
June	15.9044	15.8140	15.8588
July	15.9032	15.8369	15.8707
August	16.0351	15.8623	15.8899
September	15.9431	15.6960	15.8609
October	15.8632	15.8296	15.8478
November	15.8770	15.7814	15.8244
December	15.8391	15.7557	15.8061