2025 HRK to XPF Historical Review

YEARLY HIGH

15.8694 XPF

YEARLY LOW

15.7480 XPF

YEARLY AVERAGE

15.8356 XPF

2025 HRK to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 18, valuing the pair at 15.8694. Conversely, the yearly low was recorded on March 21, dropping to 15.7480.

This high-to-low spread represents a total annual volatility of 0.1215 XPF. From a start-to-finish perspective, comparing the January average rate of 15.8349 to the December average rate of 15.8381, the exchange rate registered a net change of 0.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 15.8694 was down 0.27% compared to the 2024 peak of 15.9130, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 79,347 XPF

2024 Average 79,171 XPF

Yearly Trough Low 78,740 XPF

Transaction Impact: A difference of 607.28 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

15.8395

15.8230

JanuMarcMayJulySeptNove

HRK to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.8347, compared to 15.8366 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0019 points.

H1 Avg (Jan–Jun) 15.8347

H2 Avg (Jul–Dec) 15.8366

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.0937 XPF (High: 15.8417 / Low: 15.7480). On the other end, September was the most stable month, with a tight range of 0.0087 XPF (High: 15.8410 / Low: 15.8323).

March Spread (Volatile) ±0.0937

September Spread (Stable) ±0.0087

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0131 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0131

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 15.8371) against the same month in 2024 (average: 15.8352), the exchange rate shifted by +0.0020 (+0.01%).

2025 Avg (April) 15.8371

2024 Avg (April) 15.8352

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	15.8506	15.7908	15.8349
February	15.8410	15.8309	15.8375
March	15.8417	15.7480	15.8244
April	15.8694	15.7804	15.8371
May	15.8429	15.8309	15.8381
June	15.8414	15.8207	15.8362
July	15.8408	15.8254	15.8369
August	15.8408	15.8272	15.8368
September	15.8410	15.8323	15.8381
October	15.8455	15.7524	15.8349
November	15.8407	15.7599	15.8346
December	15.8561	15.8333	15.8381