2026 HRK to XPF Historical Review

YEARLY HIGH

15.8426 XPF

YEARLY LOW

15.7662 XPF

YEARLY AVERAGE

15.8356 XPF

2026 HRK to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 1, valuing the pair at 15.8426. Conversely, the yearly low was recorded on March 13, dropping to 15.7662.

This high-to-low spread represents a total annual volatility of 0.0765 XPF. From a start-to-finish perspective, comparing the January average rate of 15.8365 to the December average rate of 15.8346, the exchange rate registered a net change of -0.01% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 15.8426 was down 0.17% compared to the 2025 peak of 15.8694, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 79,213 XPF

2025 Average 79,178 XPF

Yearly Trough Low 78,831 XPF

Transaction Impact: A difference of 382.31 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

15.8380

15.8289

JanuMarcMayJuly

HRK to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.8355, compared to 15.8359 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 15.8355

H2 Avg (Jul–Dec) 15.8359

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0742 XPF (High: 15.8404 / Low: 15.7662). On the other end, August was the most stable month, with a tight range of 0.0081 XPF (High: 15.8380 / Low: 15.8299).

March Spread (Volatile) ±0.0742

August Spread (Stable) ±0.0081

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0069 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0069

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 15.8366) against the same month in 2025 (average: 15.8375), the exchange rate shifted by -0.0008 (-0.01%).

2026 Avg (February) 15.8366

2025 Avg (February) 15.8375

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	15.8413	15.8274	15.8365
February	15.8426	15.8284	15.8366
March	15.8404	15.7662	15.8297
April	15.8404	15.8264	15.8368
May	15.8387	15.8283	15.8362
June	15.8395	15.8309	15.8373
July	15.8407	15.8297	15.8372
August	15.8380	15.8299	15.8346