2011 JMD to GHS Historical Review

YEARLY HIGH

0.0193 GHS

YEARLY LOW

0.0158 GHS

YEARLY AVERAGE

0.0180 GHS

2011 JMD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2011

During 2011, the JMD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on November 30, valuing the pair at 0.0193. Conversely, the yearly low was recorded on February 20, dropping to 0.0158.

This high-to-low spread represents a total annual volatility of 0.0035 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0173 to the December average rate of 0.0190, the exchange rate registered a net change of 9.87% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2011 high of 0.0193 was up 12.85% compared to the 2010 peak of 0.0171, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 97 GHS

2010 Average 82 GHS

Yearly Trough Low 79 GHS

Transaction Impact: A difference of 17.67 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2011.

0.0192

0.0171

JanuMarcMayJulySeptNove

JMD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0176, compared to 0.0184 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.0176

H2 Avg (Jul–Dec) 0.0184

Volatility Range Comparison

Volatility

The most volatile month in 2011 was February, with a trading range of 0.0023 GHS (High: 0.0181 / Low: 0.0158). On the other end, June was the most stable month, with a tight range of 0.0002 GHS (High: 0.0179 / Low: 0.0176).

February Spread (Volatile) ±0.0023

June Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0000 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2011: 0.0188) against the same month in 2010 (average: 0.0166), the exchange rate shifted by +0.0022 (+13.46%).

2011 Avg (November) 0.0188

2010 Avg (November) 0.0166

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0181	0.0170	0.0173
February	0.0181	0.0158	0.0173
March	0.0176	0.0174	0.0175
April	0.0178	0.0173	0.0176
May	0.0178	0.0176	0.0177
June	0.0179	0.0176	0.0178
July	0.0179	0.0176	0.0177
August	0.0181	0.0177	0.0178
September	0.0187	0.0178	0.0182
October	0.0191	0.0186	0.0188
November	0.0193	0.0185	0.0188
December	0.0192	0.0188	0.0190