2013 JMD to GHS Historical Review

YEARLY HIGH

0.0225 GHS

YEARLY LOW

0.0195 GHS

YEARLY AVERAGE

0.0207 GHS

2013 JMD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the JMD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 0.0225. Conversely, the yearly low was recorded on April 14, dropping to 0.0195.

This high-to-low spread represents a total annual volatility of 0.0030 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0205 to the December average rate of 0.0222, the exchange rate registered a net change of 8.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0225 was up 1.59% compared to the 2012 peak of 0.0222, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 113 GHS

2012 Average 105 GHS

Yearly Trough Low 98 GHS

Transaction Impact: A difference of 14.98 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0225

0.0195

JanuMarcMayJulySeptNove

JMD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0201, compared to 0.0212 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0011 points.

H1 Avg (Jan–Jun) 0.0201

H2 Avg (Jul–Dec) 0.0212

Volatility Range Comparison

Volatility

The most volatile month in 2013 was November, with a trading range of 0.0009 GHS (High: 0.0221 / Low: 0.0212). On the other end, October was the most stable month, with a tight range of 0.0002 GHS (High: 0.0212 / Low: 0.0209).

November Spread (Volatile) ±0.0009

October Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0004 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.0222) against the same month in 2012 (average: 0.0206), the exchange rate shifted by +0.0016 (+7.86%).

2013 Avg (December) 0.0222

2012 Avg (December) 0.0206

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0207	0.0204	0.0205
February	0.0207	0.0200	0.0204
March	0.0201	0.0198	0.0199
April	0.0200	0.0195	0.0197
May	0.0203	0.0198	0.0202
June	0.0203	0.0199	0.0201
July	0.0206	0.0200	0.0203
August	0.0212	0.0205	0.0208
September	0.0214	0.0211	0.0213
October	0.0212	0.0209	0.0211
November	0.0221	0.0212	0.0217
December	0.0225	0.0219	0.0222