2020 JMD to GHS Historical Review

YEARLY HIGH

0.0436 GHS

YEARLY LOW

0.0377 GHS

YEARLY AVERAGE

0.0404 GHS

2020 JMD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the JMD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.0436. Conversely, the yearly low was recorded on February 16, dropping to 0.0377.

This high-to-low spread represents a total annual volatility of 0.0059 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0420 to the December average rate of 0.0408, the exchange rate registered a net change of -2.86% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0436 was down 59.38% compared to the 2019 peak of 0.1074, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 218 GHS

2019 Average 202 GHS

Yearly Trough Low 188 GHS

Transaction Impact: A difference of 29.73 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0424

0.0381

JanuMarcMayJulySeptNove

JMD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0408, compared to 0.0400 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.0408

H2 Avg (Jul–Dec) 0.0400

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 0.0042 GHS (High: 0.0436 / Low: 0.0394). On the other end, November was the most stable month, with a tight range of 0.0009 GHS (High: 0.0402 / Low: 0.0393).

January Spread (Volatile) ±0.0042

November Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0036 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0036

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.0420) against the same month in 2019 (average: 0.0377), the exchange rate shifted by +0.0043 (+11.52%).

2020 Avg (January) 0.0420

2019 Avg (January) 0.0377

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0436	0.0394	0.0420
February	0.0394	0.0377	0.0385
March	0.0427	0.0393	0.0413
April	0.0431	0.0410	0.0420
May	0.0412	0.0392	0.0400
June	0.0415	0.0402	0.0411
July	0.0417	0.0392	0.0404
August	0.0392	0.0383	0.0387
September	0.0410	0.0389	0.0402
October	0.0410	0.0399	0.0402
November	0.0402	0.0393	0.0397
December	0.0413	0.0400	0.0408