2014 JMD to GHS Historical Review

YEARLY HIGH

0.0345 GHS

YEARLY LOW

0.0220 GHS

YEARLY AVERAGE

0.0274 GHS

2014 JMD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the JMD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on August 19, valuing the pair at 0.0345. Conversely, the yearly low was recorded on January 2, dropping to 0.0220.

This high-to-low spread represents a total annual volatility of 0.0124 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0224 to the December average rate of 0.0281, the exchange rate registered a net change of 25.50% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0345 was up 53.19% compared to the 2013 peak of 0.0225, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 172 GHS

2013 Average 103 GHS

Yearly Trough Low 110 GHS

Transaction Impact: A difference of 62.13 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0333

0.0214

JanuMarcMayJulySeptNove

JMD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0248, compared to 0.0299 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0051 points.

H1 Avg (Jan–Jun) 0.0248

H2 Avg (Jul–Dec) 0.0299

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0048 GHS (High: 0.0338 / Low: 0.0289). On the other end, December was the most stable month, with a tight range of 0.0003 GHS (High: 0.0283 / Low: 0.0280).

September Spread (Volatile) ±0.0048

December Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0029 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0029

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2014: 0.0323) against the same month in 2013 (average: 0.0208), the exchange rate shifted by +0.0115 (+55.14%).

2014 Avg (August) 0.0323

2013 Avg (August) 0.0208

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0229	0.0220	0.0224
February	0.0238	0.0223	0.0232
March	0.0247	0.0235	0.0239
April	0.0257	0.0246	0.0252
May	0.0272	0.0258	0.0264
June	0.0293	0.0269	0.0280
July	0.0313	0.0291	0.0301
August	0.0345	0.0300	0.0323
September	0.0338	0.0289	0.0317
October	0.0290	0.0286	0.0287
November	0.0288	0.0282	0.0285
December	0.0283	0.0280	0.0281