YEARLY HIGH
0.0991 GHS
YEARLY LOW
0.0639 GHS
YEARLY AVERAGE
0.0798 GHS

2025 JMD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the JMD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.0991. Conversely, the yearly low was recorded on June 8, dropping to 0.0639.

This high-to-low spread represents a total annual volatility of 0.0352 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0952 to the December average rate of 0.0709, the exchange rate registered a net change of -25.54% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0991 was down 4.50% compared to the 2024 peak of 0.1037, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 495 GHS
2024 Average 463 GHS
Yearly Trough Low 319 GHS
Transaction Impact: A difference of 176.09 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.1022
0.0610
JanuMarcMayJulySeptNove

JMD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0898, compared to 0.0697 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0202 points.

H1 Avg (Jan–Jun) 0.0898
H2 Avg (Jul–Dec) 0.0697

Volatility Range Comparison

Volatility

The most volatile month in 2025 was May, with a trading range of 0.0303 GHS (High: 0.0964 / Low: 0.0661). On the other end, March was the most stable month, with a tight range of 0.0008 GHS (High: 0.0991 / Low: 0.0983).

May Spread (Volatile) ±0.0303
March Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0208 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0208

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2025: 0.0988) against the same month in 2024 (average: 0.0837), the exchange rate shifted by +0.0151 (+18.01%).

2025 Avg (March) 0.0988
2024 Avg (March) 0.0837

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0971 0.0940 0.0952
February 0.0986 0.0970 0.0980
March 0.0991 0.0983 0.0988
April 0.0985 0.0915 0.0975
May 0.0964 0.0661 0.0852
June 0.0661 0.0639 0.0644
July 0.0656 0.0644 0.0651
August 0.0699 0.0655 0.0674
September 0.0777 0.0655 0.0737
October 0.0787 0.0666 0.0723
November 0.0708 0.0678 0.0687
December 0.0720 0.0661 0.0709