2016 JMD to GHS Historical Review

YEARLY HIGH

0.0335 GHS

YEARLY LOW

0.0307 GHS

YEARLY AVERAGE

0.0316 GHS

2016 JMD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the JMD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on November 30, valuing the pair at 0.0335. Conversely, the yearly low was recorded on November 3, dropping to 0.0307.

This high-to-low spread represents a total annual volatility of 0.0029 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0323 to the December average rate of 0.0329, the exchange rate registered a net change of 1.74% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0335 was down 11.83% compared to the 2015 peak of 0.0380, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 168 GHS

2015 Average 162 GHS

Yearly Trough Low 153 GHS

Transaction Impact: A difference of 14.28 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0331

0.0308

JanuMarcMayJulySeptNove

JMD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0317, compared to 0.0314 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0317

H2 Avg (Jul–Dec) 0.0314

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.0029 GHS (High: 0.0335 / Low: 0.0307). On the other end, September was the most stable month, with a tight range of 0.0003 GHS (High: 0.0313 / Low: 0.0309).

November Spread (Volatile) ±0.0029

September Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0010 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2016: 0.0313) against the same month in 2015 (average: 0.0320), the exchange rate shifted by -0.0007 (-2.21%).

2016 Avg (November) 0.0313

2015 Avg (November) 0.0320

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0331	0.0318	0.0323
February	0.0333	0.0321	0.0327
March	0.0323	0.0315	0.0317
April	0.0317	0.0309	0.0314
May	0.0313	0.0307	0.0310
June	0.0314	0.0308	0.0311
July	0.0314	0.0310	0.0312
August	0.0314	0.0308	0.0311
September	0.0313	0.0309	0.0311
October	0.0312	0.0308	0.0310
November	0.0335	0.0307	0.0313
December	0.0335	0.0320	0.0329