2012 JMD to GHS Historical Review

YEARLY HIGH

0.0222 GHS

YEARLY LOW

0.0189 GHS

YEARLY AVERAGE

0.0209 GHS

2012 JMD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the JMD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on July 8, valuing the pair at 0.0222. Conversely, the yearly low was recorded on January 5, dropping to 0.0189.

This high-to-low spread represents a total annual volatility of 0.0032 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0196 to the December average rate of 0.0206, the exchange rate registered a net change of 5.11% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0222 was up 14.50% compared to the 2011 peak of 0.0193, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 111 GHS

2011 Average 90 GHS

Yearly Trough Low 95 GHS

Transaction Impact: A difference of 16.03 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0223

0.0194

JanuMarcMayJulySeptNove

JMD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0206, compared to 0.0213 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0206

H2 Avg (Jul–Dec) 0.0213

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0014 GHS (High: 0.0203 / Low: 0.0189). On the other end, July was the most stable month, with a tight range of 0.0002 GHS (High: 0.0222 / Low: 0.0219).

January Spread (Volatile) ±0.0014

July Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0005 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.0220) against the same month in 2011 (average: 0.0177), the exchange rate shifted by +0.0043 (+24.22%).

2012 Avg (July) 0.0220

2011 Avg (July) 0.0177

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0203	0.0189	0.0196
February	0.0200	0.0195	0.0196
March	0.0206	0.0195	0.0201
April	0.0214	0.0205	0.0209
May	0.0219	0.0213	0.0216
June	0.0221	0.0214	0.0218
July	0.0222	0.0219	0.0220
August	0.0220	0.0216	0.0218
September	0.0217	0.0211	0.0214
October	0.0214	0.0207	0.0210
November	0.0209	0.0207	0.0208
December	0.0209	0.0205	0.0206