2022 JMD to GHS Historical Review

YEARLY HIGH

0.0948 GHS

YEARLY LOW

0.0397 GHS

YEARLY AVERAGE

0.0587 GHS

2022 JMD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the JMD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on November 28, valuing the pair at 0.0948. Conversely, the yearly low was recorded on January 26, dropping to 0.0397.

This high-to-low spread represents a total annual volatility of 0.0551 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0401 to the December average rate of 0.0726, the exchange rate registered a net change of 80.86% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0948 was up 129.41% compared to the 2021 peak of 0.0413, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 474 GHS

2021 Average 197 GHS

Yearly Trough Low 199 GHS

Transaction Impact: A difference of 275.55 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0986

0.0348

JanuMarcMayJulySeptNove

JMD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0465, compared to 0.0709 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0244 points.

H1 Avg (Jan–Jun) 0.0465

H2 Avg (Jul–Dec) 0.0709

Volatility Range Comparison

Volatility

The most volatile month in 2022 was December, with a trading range of 0.0375 GHS (High: 0.0917 / Low: 0.0542). On the other end, January was the most stable month, with a tight range of 0.0007 GHS (High: 0.0404 / Low: 0.0397).

December Spread (Volatile) ±0.0375

January Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between January and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 10 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0207 points.

Longest Streak 10 Mo.

Sharpest MoM Drop -0.0207

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2022: 0.0933) against the same month in 2021 (average: 0.0394), the exchange rate shifted by +0.0539 (+136.78%).

2022 Avg (November) 0.0933

2021 Avg (November) 0.0394

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0404	0.0397	0.0401
February	0.0438	0.0405	0.0416
March	0.0494	0.0440	0.0471
April	0.0492	0.0483	0.0488
May	0.0508	0.0484	0.0494
June	0.0535	0.0507	0.0519
July	0.0552	0.0532	0.0538
August	0.0669	0.0553	0.0615
September	0.0687	0.0661	0.0667
October	0.0920	0.0678	0.0779
November	0.0948	0.0893	0.0933
December	0.0917	0.0542	0.0726