2015 JMD to GHS Historical Review

YEARLY HIGH

0.0380 GHS

YEARLY LOW

0.0280 GHS

YEARLY AVERAGE

0.0324 GHS

2015 JMD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the JMD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on June 21, valuing the pair at 0.0380. Conversely, the yearly low was recorded on January 4, dropping to 0.0280.

This high-to-low spread represents a total annual volatility of 0.0100 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0284 to the December average rate of 0.0318, the exchange rate registered a net change of 12.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0380 was up 10.30% compared to the 2014 peak of 0.0345, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 190 GHS

2014 Average 137 GHS

Yearly Trough Low 140 GHS

Transaction Impact: A difference of 50.08 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0379

0.0275

JanuMarcMayJulySeptNove

JMD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0324, compared to 0.0323 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0324

H2 Avg (Jul–Dec) 0.0323

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.0096 GHS (High: 0.0376 / Low: 0.0280). On the other end, April was the most stable month, with a tight range of 0.0002 GHS (High: 0.0335 / Low: 0.0333).

July Spread (Volatile) ±0.0096

April Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0059 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0059

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2015: 0.0371) against the same month in 2014 (average: 0.0280), the exchange rate shifted by +0.0091 (+32.49%).

2015 Avg (June) 0.0371

2014 Avg (June) 0.0280

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0290	0.0280	0.0284
February	0.0303	0.0287	0.0296
March	0.0331	0.0303	0.0316
April	0.0335	0.0333	0.0334
May	0.0350	0.0334	0.0342
June	0.0380	0.0353	0.0371
July	0.0376	0.0280	0.0312
August	0.0369	0.0325	0.0344
September	0.0341	0.0318	0.0328
October	0.0327	0.0313	0.0319
November	0.0323	0.0316	0.0320
December	0.0320	0.0316	0.0318