2019 KES to BIF Historical Review

YEARLY HIGH

18.6949 BIF

YEARLY LOW

17.5615 BIF

YEARLY AVERAGE

18.0600 BIF

2019 KES to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the KES to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 23, valuing the pair at 18.6949. Conversely, the yearly low was recorded on January 1, dropping to 17.5615.

This high-to-low spread represents a total annual volatility of 1.1334 BIF. From a start-to-finish perspective, comparing the January average rate of 17.7702 to the December average rate of 18.5084, the exchange rate registered a net change of 4.15% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 18.6949 was up 3.90% compared to the 2018 peak of 17.9939, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KES based on timing:

Yearly Peak High 93,474 BIF

2018 Average 87,761 BIF

Yearly Trough Low 87,807 BIF

Transaction Impact: A difference of 5,667.01 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

18.5822

17.6964

JanuMarcMayJulySeptNove

KES to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 18.0696, compared to 18.0504 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0193 points.

H1 Avg (Jan–Jun) 18.0696

H2 Avg (Jul–Dec) 18.0504

Volatility Range Comparison

Volatility

The most volatile month in 2019 was January, with a trading range of 0.5112 BIF (High: 18.0726 / Low: 17.5615). On the other end, September was the most stable month, with a tight range of 0.1890 BIF (High: 17.9443 / Low: 17.7553).

January Spread (Volatile) ±0.5112

September Spread (Stable) ±0.1890

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.2743 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.2743

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 18.5084) against the same month in 2018 (average: 17.6875), the exchange rate shifted by +0.8208 (+4.64%).

2019 Avg (December) 18.5084

2018 Avg (December) 17.6875

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	18.0726	17.5615	17.7702
February	18.2881	17.9244	18.0983
March	18.3780	17.8700	18.1352
April	18.2383	18.0075	18.1227
May	18.3032	18.0695	18.1565
June	18.3883	17.9804	18.1348
July	18.0069	17.6894	17.8605
August	17.9302	17.5636	17.8597
September	17.9443	17.7553	17.8567
October	18.1134	17.7250	17.9212
November	18.5257	18.0787	18.2958
December	18.6949	18.2358	18.5084