2020 KES to BIF Historical Review

YEARLY HIGH

18.8440 BIF

YEARLY LOW

17.3945 BIF

YEARLY AVERAGE

17.9897 BIF

2020 KES to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the KES to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 31, valuing the pair at 18.8440. Conversely, the yearly low was recorded on December 14, dropping to 17.3945.

This high-to-low spread represents a total annual volatility of 1.4495 BIF. From a start-to-finish perspective, comparing the January average rate of 18.6440 to the December average rate of 17.5809, the exchange rate registered a net change of -5.70% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 18.8440 was up 0.80% compared to the 2019 peak of 18.6949, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KES based on timing:

Yearly Peak High 94,220 BIF

2019 Average 90,296 BIF

Yearly Trough Low 86,973 BIF

Transaction Impact: A difference of 7,247.48 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

18.8388

17.4665

JanuMarcMayJulySeptNove

KES to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 18.1957, compared to 17.7836 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4121 points.

H1 Avg (Jan–Jun) 18.1957

H2 Avg (Jul–Dec) 17.7836

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.9688 BIF (High: 18.6778 / Low: 17.7090). On the other end, October was the most stable month, with a tight range of 0.0735 BIF (High: 17.8506 / Low: 17.7771).

March Spread (Volatile) ±0.9688

October Spread (Stable) ±0.0735

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.4963 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.4963

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 18.6440) against the same month in 2019 (average: 17.7702), the exchange rate shifted by +0.8738 (+4.92%).

2020 Avg (January) 18.6440

2019 Avg (January) 17.7702

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	18.8440	18.4944	18.6440
February	18.8440	18.6550	18.7245
March	18.6778	17.7090	18.2282
April	18.0139	17.6331	17.8125
May	18.0495	17.6122	17.8383
June	18.0340	17.7906	17.9267
July	18.0429	17.8412	17.9290
August	17.9066	17.7409	17.8362
September	17.8571	17.7634	17.8115
October	17.8506	17.7771	17.8079
November	17.8063	17.6243	17.7362
December	17.8569	17.3945	17.5809