YEARLY HIGH
23.1624 BIF
YEARLY LOW
22.5645 BIF
YEARLY AVERAGE
22.8759 BIF

2025 KES to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the KES to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 30, valuing the pair at 23.1624. Conversely, the yearly low was recorded on April 21, dropping to 22.5645.

This high-to-low spread represents a total annual volatility of 0.5979 BIF. From a start-to-finish perspective, comparing the January average rate of 22.7982 to the December average rate of 22.9274, the exchange rate registered a net change of 0.57% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 23.1624 was up 0.87% compared to the 2024 peak of 22.9621, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KES based on timing:

Yearly Peak High 115,812 BIF
2024 Average 107,655 BIF
Yearly Trough Low 112,822 BIF
Transaction Impact: A difference of 2,989.46 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

22.9907
22.7807
JanuMarcMayJulySeptNove

KES to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 22.8519, compared to 22.8999 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0480 points.

H1 Avg (Jan–Jun) 22.8519
H2 Avg (Jul–Dec) 22.8999

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 0.5341 BIF (High: 23.1287 / Low: 22.5946). On the other end, December was the most stable month, with a tight range of 0.1606 BIF (High: 23.0023 / Low: 22.8417).

July Spread (Volatile) ±0.5341
December Spread (Stable) ±0.1606

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.1035 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1035

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2025: 22.8513) against the same month in 2024 (average: 20.8276), the exchange rate shifted by +2.0237 (+9.72%).

2025 Avg (March) 22.8513
2024 Avg (March) 20.8276

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 22.9559 22.5869 22.7982
February 23.0536 22.6550 22.8610
March 23.1624 22.6654 22.8513
April 23.0038 22.5645 22.8797
May 23.0751 22.6595 22.8379
June 23.0801 22.7027 22.8831
July 23.1287 22.5946 22.9122
August 23.1201 22.6680 22.9732
September 23.1103 22.6520 22.9422
October 23.0524 22.6677 22.8387
November 22.9123 22.7119 22.8054
December 23.0023 22.8417 22.9274